Cardflare

Pricing

One paid tier, $6.99 a month, billed monthly and cancellable any time. Everything else is free.

Free

$0

The card picker, running on what you tell it.

  • Switch: the best card you own for the category you are in
  • Caps and rotating categories counted against the next dollar
  • Add cards from the catalog of 297, or build a custom one
  • Saved places and your own category overrides
  • A purchase log you fill in yourself, and the Activity tab
  • Plan, built from the purchases you logged

Full Plan

$6.99 / month

Everything in Free, plus the three features the app unlocks:

  • Auto store detection. Switch names the exact store you are at and picks the right card for it, with no manual category.
  • Real bank spend. Connect your bank and Plan tracks actual year-to-date spend, keeping bonus-rate caps accurate.
  • Card discovery. Cardflare reads your bank connection to find cards you already hold, so you do not enter them by hand.
The Cardflare upgrade screen: $6.99 per month, billed monthly, cancel any time, a Subscribe button, Restore purchases, and the three unlocked features — Auto store detection, Real bank spend and Card discovery.The Cardflare upgrade screen: $6.99 per month, billed monthly, cancel any time, a Subscribe button, Restore purchases, and the three unlocked features — Auto store detection, Real bank spend and Card discovery.
The upgrade screen in the app.

Billing

The subscription is sold in the app as paid_tier and charged to your Google Play account. It renews monthly at $6.99 until you cancel, and you can cancel any time in Google Play under Payments & subscriptions. Reinstalling does not mean paying again: Restore purchases on the upgrade screen brings the subscription back, and the app also restores it on launch.

iOS subscriptions are not available yet. The paid tier works through Google Play billing. Apple in-app purchases are planned but not built, so iOS purchases are refused today.

Cardflare is not released on either store yet. Support can tell you when that changes.

What paying does not change

  • No full card numbers or CVV are stored on either tier
  • The bank connection is optional, even once you have paid
  • Cardflare still never moves money or routes a payment
  • No data is sold and none is used for advertising

What Cardflare stores, in detail