CardflareChoice Privileges Mastercard
Wells Fargo
Key facts
- Annual fee$0
- RewardsPoints
- Everything else earns1x points
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 3x points | No cap stated |
| Groceries | 3x points | No cap stated |
| Everything else | 1x points | No cap stated |
Rates with conditions
- 3x points on Utilities — phone plans only (landline and cell phone providers) (not mobile or digital wallets, third-party payment accounts, online marketplaces, mobile or wireless card readers)
- 3x points on Everything else — home improvement stores (not mobile or digital wallets, third-party payment accounts, online marketplaces, mobile or wireless card readers)
At specific merchants
- 5x points at Choice Hotels stays (Qualifying stays billed by eligible Choice brand hotels, booked via choicehotels.com, directly with the hotel or the Choice Hotels Service Center)
- 5x points at Choice Privileges point purchases
Signup bonus
60,000 points after $1,000 of spend in the first 3 months.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Wells Fargo; the card name is its owner's trademark.