Valley Reserve Rewards+ Card

Elan Financial Services

Key facts

  • Annual fee$390
  • RewardsPoints
  • Everything else earns2x points
  • Minimum credit scoreNot stated

The issuer states no minimum credit score for this card.

Earn rates

One flat rate: 2x points on purchases. The catalog records no bonus categories for this card.

Rates with conditions

  • 6x points on Everything else — 6 points per $1 on prepaid airfare, car rental and hotel reservations booked directly in the Travel Center with the card instead of points

Signup bonus

50,000 points after $4,500 of spend in the first 3 months.

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Elan Financial Services; the card name is its owner's trademark.

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