Valley Reserve Rewards+ Card
Elan Financial Services
Key facts
- Annual fee$390
- RewardsPoints
- Everything else earns2x points
- Minimum credit scoreNot stated
The issuer states no minimum credit score for this card.
Earn rates
One flat rate: 2x points on purchases. The catalog records no bonus categories for this card.
Rates with conditions
- 6x points on Everything else — 6 points per $1 on prepaid airfare, car rental and hotel reservations booked directly in the Travel Center with the card instead of points
Signup bonus
50,000 points after $4,500 of spend in the first 3 months.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Elan Financial Services; the card name is its owner's trademark.