Sam's Club Mastercard

Synchrony

Key facts

  • Annual fee$0
  • RewardsCash back
  • Everything else earns1% back
  • Minimum credit score650

Earn rates

CategoryRateCap
Gas5% backup to $6,000 of spend a year
Dining3% backNo cap stated
Travel (air)3% backNo cap stated
Travel (hotel)3% backNo cap stated
Travel (other)3% backNo cap stated
Warehouse clubs1% backNo cap stated
Everything else1% backNo cap stated

Signup bonus

The catalog records no public signup bonus for this card.

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Synchrony; the card name is its owner's trademark.

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