CardflareUnited Explorer Card
Chase
Key facts
- Annual fee$150$0 the first year
- RewardsPoints
- Everything else earns1x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 3x points | No cap stated |
| Dining | 2x points | No cap stated |
| Travel (hotel) — booked direct | 2x points | No cap stated |
| Everything else | 1x points | No cap stated |
Signup bonus
70,000 points after $3,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $100 a year at United (TravelBank cash) — $100 United TravelBank cash after $10,000 calendar-year spend
- $50 a year at United Hotels — $50 on each of the 1st and 2nd prepaid stays, each anniversary year
- $5 a month at Rideshare, activation required — Yearly opt-in required; max $60 per calendar year
- $25 a year at Avis / Budget via MileagePlus Travel — United TravelBank cash, 1st and 2nd rental each anniversary year
- $10 a month at Instacart, activation required — Requires the complimentary Chase Instacart+ membership
- $100 a year at JSX — Each anniversary year
- $120 every 4 years — Global Entry, TSA PreCheck or NEXUS application fee
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.