United Business Card

Key facts

• Annual fee$150
• RewardsPoints
• Everything else earns1x points
• Minimum credit scoreNot stated

The issuer states no minimum credit score for this card.

Earn rates

Signup bonus

90,000 points after $5,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

• $125 a year at United (TravelBank cash) — After 5 United flight purchases of $100 or more each calendar year
• $50 a year at United Hotels — $50 on each of the 1st and 2nd prepaid stays, each anniversary year
• $8 a month at Rideshare, activation required — Yearly opt-in required; up to $8 a month January through November and $12 in December; max $100 per calendar year
• $25 a year at Avis / Budget via MileagePlus Travel — United TravelBank cash, 1st and 2nd rental each anniversary year
• $10 a month at Instacart — Up to $120 each calendar year
• $100 a year at JSX — Each anniversary year
• $25 a year at United FareLock — Each anniversary year
• $5,000 a year — Only with a personal United credit card; the business account's authorizing officer must be primary on the personal card