CardflareSouthwest Rapid Rewards Plus Credit Card
Chase
Key facts
- Annual fee$99
- RewardsPoints
- Everything else earns1x points
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 2x points | No cap stated |
| Gas | 2x points | up to $5,000 of spend a year |
| Groceries | 2x points | up to $5,000 of spend a year |
| Everything else | 1x points | No cap stated |
At specific merchants
- 2x points at Lyft (Lyft rides and other qualifying Lyft products bought in the Lyft app)
Signup bonus
50,000 points after $1,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $10 a quarter at DoorDash — $10 off one non-restaurant order per calendar quarter; requires DashPass
- $10 a month at Instacart, activation required — Requires an active Instacart+ membership
- $3,000 a year — 3,000 bonus Rapid Rewards points each account anniversary year
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.