IHG One Rewards Premier Credit Card

Key facts

• Annual fee$150
• RewardsPoints
• Everything else earns3x points
• Minimum credit score700

Earn rates

Rates with conditions

• 5x points on Travel (other) — car rentals only

Rates that change

• 5x points on Travel (air) until 2026-12-31
• 5x points on Travel (hotel) until 2026-12-31
• 5x points on Travel (other) until 2026-12-31

Signup bonus

180,000 points after $3,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

• $25 a quarter at IHG Hotels & Resorts (food and beverage on room bill) — One voucher per calendar quarter, expires at quarter end
• $100 a year — After a purchase of at least $250 on flights booked directly with the airline in a calendar year
• $25 twice a year at United (TravelBank cash), activation required — $25 Jan-Jun and $25 Jul-Dec after one-time registration at ihg.com/united
• $120 every 4 years — Global Entry, TSA PreCheck or NEXUS application fee
• $120 a year at DoorDash DashPass, activation required — One year complimentary, then auto-enrolled at the monthly rate
• $10 a month at DoorDash — $10 off one non-restaurant order per month for DashPass enrollees from 9/1/2026 (earlier enrollees: quarterly)
• $10 a month at Instacart, activation required — Requires an active Instacart+ membership