CardflareIberia Visa Signature Credit Card
Chase
Key facts
- Annual fee$95
- RewardsPoints
- Everything else earns1x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (air) | 3x points | No cap stated |
| Travel (hotel) — booked direct | 2x points | No cap stated |
| Everything else | 1x points | No cap stated |
Signup bonus
75,000 points after $5,000 of spend in the first 3 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $1,000 a year at Iberia — $1,000 discount voucher toward two tickets on the same Iberia flight after $30,000 calendar-year spend
- $10 a quarter at DoorDash — $10 off one non-restaurant order per calendar quarter; requires DashPass
- $2,500 a year — 2,500 bonus Avios each account anniversary year
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Chase; the card name is its owner's trademark.