Capital One Venture X

Capital One

Key facts

  • Annual fee$395
  • RewardsPoints
  • Everything else earns2x points
  • Minimum credit score740

Earn rates

One flat rate: 2x points on purchases. The catalog records no bonus categories for this card.

Rates with conditions

  • 5x points on Travel (hotel) — vacation rentals booked through Capital One Travel only

Through the issuer's travel portal

  • 10x points on Travel (hotel), Travel (other)
  • 5x points on Travel (air)
  • 5x points on Entertainment

Signup bonus

75,000 points after $4,000 of spend in the first 3 months.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

  • $10,000 a year — 10,000 bonus miles (equal to $100 toward travel) every year starting on the first anniversary
  • $300 a year at Capital One Travel — $300 annual credit for bookings through Capital One Travel; expires on the next account anniversary
  • $120 every 4 years — Up to $120 for Global Entry or TSA PreCheck application fee paid with the card
  • $100 a year at Capital One Travel Premier Collection — $100 experience credit per Premier Collection booking, daily breakfast for two at hotels, plus upgrades when available
  • $50 a year at Capital One Travel Lifestyle Collection — $50 experience credit per Lifestyle Collection hotel or vacation rental booking, plus upgrades/early check-in/late checkout when available

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Capital One; the card name is its owner's trademark.

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