T-Mobile Visa

Capital One

Key facts

  • Annual fee$0
  • RewardsCash back
  • Everything else earns2% back
  • Minimum credit score700

Earn rates

CategoryRateCap
Online shopping5% backNo cap stated
Everything else2% backNo cap stated

At specific merchants

  • 5% back at T-Mobile (Phones, devices and accessories at T-Mobile)

Signup bonus

The catalog records no public signup bonus for this card.

Credits and benefits

The credits the catalog models as fee offsets. Not a complete list of every perk.

  • $5 a month at T-Mobile — $5 off per line per month with T-Mobile AutoPay on the card (eligible post-paid plans, up to 8 lines)

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Capital One; the card name is its owner's trademark.

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