CardflareFree Spirit
Bank of America
Key facts
- Annual fee$79
- RewardsPoints
- Everything else earns1.5x points
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1.5x points | No cap stated |
| Everything else | 1.5x points | No cap stated |
Signup bonus
The catalog records no public signup bonus for this card.
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Bank of America; the card name is its owner's trademark.