CardflareBusiness Advantage Customized Cash
Bank of America
- Business
Key facts
- Annual fee$0
- RewardsCash back
- Everything else earns1% back
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 2% back | up to $50,000 of spend a quarter |
| Everything else | 1% back | No cap stated |
Signup bonus
$500 after $5,000 of spend in the first 3 months.
Within 90 days of account opening per page
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Bank of America; the card name is its owner's trademark.