Cardflare

Xbox

Barclays

Key facts

  • Annual fee$0
  • RewardsPoints
  • Everything else earns1x points
  • Minimum credit score670

Earn rates

One flat rate: 1x points on purchases. The catalog records no bonus categories for this card.

At specific merchants

  • 5x points at Eligible products at the digital Microsoft Store
  • 3x points at Eligible streaming services (Examples on page include Netflix, Disney+ and Spotify)
  • 3x points at Eligible dining delivery services (Examples on page include Grubhub and DoorDash)

Signup bonus

5,000 points.

5,000 bonus card points ($50 value) after first purchase within 180 days of account opening

Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with Barclays; the card name is its owner's trademark.

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