CardflareMarriott Bonvoy Brilliant
American Express
Key facts
- Annual fee$650
- RewardsPoints
- Everything else earns2x points
- Minimum credit score740
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Travel (hotel) | 6x points | No cap stated |
| Dining | 3x points | No cap stated |
| Travel (air) — booked direct | 3x points | No cap stated |
| Everything else | 2x points | No cap stated |
Signup bonus
100,000 points after $6,000 of spend in the first 6 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $25 a month — Up to $25 per month ($300 per calendar year) at restaurants worldwide
- $100 a year at The Ritz-Carlton / St. Regis — Up to $100 property credit per 2-night minimum stay booked direct with a special rate
- $120 every 4 years — $120 Global Entry or up to $85 TSA PreCheck application fee
- $250 a year at American Express Venue Collection, activation required — 10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year; one enrolled Card per Card Member; plus on-site perks such as dedicated entrances or fast lanes
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with American Express; the card name is its owner's trademark.