CardflareAmex Gold
American Express
Key facts
- Annual fee$325
- RewardsPoints
- Everything else earns1x points
- Minimum credit score700
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 4x points | up to $50,000 of spend a year |
| Groceries | 4x points | up to $25,000 of spend a year |
| Travel (air) | 3x points | No cap stated |
| Everything else | 1x points | No cap stated |
Through the issuer's travel portal
- 5x points on Travel (hotel)
- 2x points on Travel (other)
Signup bonus
The catalog records no public signup bonus for this card.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $10 a month at Grubhub, Seamless, Buffalo Wild Wings, Five Guys, The Cheesecake Factory, Wonder, activation required — Up to $10 per month ($120 per year)
- $10 a month at Uber — $10 Uber Cash per month ($120 per year) for U.S. Uber rides and orders; Card added to Uber account
- $50 twice a year at Resy, activation required — Up to $50 Jan-Jun and up to $50 Jul-Dec ($100 per year) at qualifying U.S. Resy restaurants
- $7 a month at Dunkin', activation required — Up to $7 per month ($84 per year) at U.S. Dunkin' locations
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with American Express; the card name is its owner's trademark.