CardflareAmex Blue Cash Preferred
American Express
Key facts
- Annual fee$95$0 the first year
- RewardsCash back
- Everything else earns1% back
- Minimum credit score670
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 6% back | up to $6,000 of spend a year |
| Streaming | 6% back | No cap stated |
| Transit | 3% back | No cap stated |
| Gas | 3% back | No cap stated |
| Everything else | 1% back | No cap stated |
Signup bonus
$300 after $3,000 of spend in the first 6 months.
Credits and benefits
The credits the catalog models as fee offsets. Not a complete list of every perk.
- $10 a month at Disney+ / Hulu / ESPN streaming, activation required — Up to $10 per month ($120 per year) on subscriptions at DisneyPlus.com, Hulu.com or Stream.ESPN.com; enrolled Card
Terms as of 2026-09-10. Hand-curated approximate terms; verify with the issuer before applying. Annual credits are rough fee offsets, not a calendar of every perk or lounge access. Cardflare is not affiliated with American Express; the card name is its owner's trademark.